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Cama da Vaca
Praia da Luz | Algarve

The Glow of

Afternoon Sun

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ten Hoopen Realty
ten Hoopen Realty
Presented At
€2,800,000
Bedrooms
3
Bathrooms
2
Living
3,144
SQM
Fireplace
Office
Stone Countertops
Kitchen island
Terrace
Garden
Balcony
Pool
Water View
Coastal
Sea View
Waterfront
Ocean View
Oceanfront
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Cama da Vaca, Algarve, Praia da Luz, Algarve, Portugal. , Praia da Luz , Algarve

Frontline Villa with Panoramic Ocean Views in Cama da Vaca

Set on a generous 4,000m² plot in the highly sought-after coastal enclave of Cama da Vaca, this traditional-style villa occupies a privileged frontline position with uninterrupted views over the Atlantic Ocean.

With a total build area of 292m², the property offers spacious living both inside and out. The mature garden surrounds a large swimming pool and offers multiple areas to relax, dine, and enjoy the natural beauty of this dramatic stretch of coastline. Whether on the ground floor terrace or the upper balcony, the sea views are simply breathtaking.

Inside, the villa features three bedrooms, including a substantial master suite with a private balcony, large en-suite bathroom, and ample wardrobe space. The layout is well-considered, with traditional architecture complemented by quality materials and finishes throughout.

This is a rare opportunity to own a frontline home in one of the most peaceful and picturesque locations in the western Algarve—just minutes from the beaches, restaurants, and amenities of both Praia da Luz and Burgau.

Exterior

Property

Gallery

3D Street View Tour

Map showing Cama da Vaca, Algarve, Praia da Luz, Algarve, Portugal.

Property Location

Cama da Vaca, Algarve, Praia da Luz, Algarve, Portugal., Praia da Luz Algarve

Local Weather & Climate

Praia da Luz, Algarve

Current Conditions Updated recently
57 °F
Broken clouds
Feels Like 55°F
Humidity 62%
Wind 13 mph
Visibility 6.2 mi
Sunrise 6:10 AM
Sunset 7:02 PM
5-Day Forecast
Wed 8 Apr
Clouds
High 57°
Low 56°
Thu 9 Apr
Rain
High 56°
Low 51°
Fri 10 Apr
Clouds
High 62°
Low 53°
Sat 11 Apr
Clear
High 63°
Low 53°
Sun 12 Apr
Clear
High 59°
Low 52°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Praia da Luz?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (Portugal)
€0 Est. First Year Interest Deduction
€0 Est. Annual Tax Savings
*Maximum annual deduction is €296. Property must be permanent residence. Phasing out for higher incomes.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for Portugal. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on Portugal tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Praia da Luz. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $280,000,000 20% down ($56,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$24,060
$24,060/day
Your home may appreciate while you sleep
$168,885/week $731,835/mo $8,782,022/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$154.1M
vs
OWN 📈 +$218.6M
$218.6M Potential Equity
vs $154.1M lost to rent over 10 years
$56.0M Down Payment Growth
3.9x
10yr
$218.6M
8.1x
20yr
$452.5M
12.6x
30yr
$707.2M
Wealth Comparison
×1,684
Equivalent to 1,684 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $707.2M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $329.7M +18%
Market $381.3M +36%
Optimistic $440.0M +57%
$218.6M est. equity
20 Years
Conservative $388.3M +39%
Market $519.3M +85%
Optimistic $691.5M +147%
$452.5M est. equity
30 Years
Conservative $457.3M +63%
Market $707.2M +153%
Optimistic $1,086.7M +288%
$707.2M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Cama da Vaca, Algarve, Praia da Luz, Algarve, Portugal features 3 bedrooms with 3,144 square feet of living space.
This property offers 3,144 square feet of living space.
This property is listed at $280,000,000, which equals $89059 per square foot.
Based on current market indicators, Praia da Luz shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Praia da Luz, Algarve. The property is situated in an established neighborhood with convenient access to local amenities and services.
ten Hoopen Realty

ten Hoopen Realty

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